TERMS OF USE 

By accessing and using www.fikastocks.com (“website”), and by signing up for a subscription plan or purchasing a digital product, you agree to be bound by the following terms and conditions:

DEFINITIONS

The following refer to you, as the persona accessing this website and utilizing our services/products – “customer,” “you,” “user,” and “your.”

The following refer to the personal online account you create on our website to access services – “user account” or “account.”

The following refer to Fika Stocks – “company,” “our,” “we,” and “us.”

The following refer to any digital product offered by our company – “product” or “services.”

AGE RESTRICTIONS

Access and use of the website by anyone under the age of 16 are prohibited, unless permitted under the laws of your country of residence. Certain regions and/or products may have additional restrictions.

REFUND POLICY

Due to the nature of digital products & the ability to instantly access and download them, we do not offer refunds once the purchase is made. All sales are final.

SERVICES/PRODUCT(S)

This website allows you to download digital files (products) once you have paid your membership fee. The products available for purchase through our website are the intellectual property of Fika Stocks and are protected under these terms. All purchases are intended for individual use only and sharing access with others/third parties is not allowed. Reselling, sharing, or including Fika Stocks videos in any sort of promotion is illegal and prohibited under our usage license. Unauthorized use, reproduction, or distribution of any content is strictly prohibited and will result in legal action.

DIGITAL PRODUCT DELIVERY

Upon payment completion, you will be directed to create an account where all purchased files are accessible. You can instantly access your digital files by logging in with your credentials. For assistance or if you encounter any difficulties accessing the files, please contact us at fikastocksinfo@gmail.com.

ANNUAL SUBSCRIPTION POLICY

Annual subscriptions provide 365 days of access. You may cancel automatic renewal of your annual subscription at any time. Access will continue until the end of the current subscription period. Should Fika Stocks dissolve or cease operations, customers will receive a 30-day notice.

QUARTERLY SUBSCRIPTION POLICY

Quarterly subscriptions provide 90 days of access. You may cancel automatic renewal of your quarterly subscription at any time. Access will continue until the end of the current subscription period. Should Fika Stocks dissolve or cease operations, customers will receive a 30-day notice.

MONTHLY SUBSCRIPTION POLICY

Monthly subscriptions provide 30 days of access. You may cancel automatic renewal of your monthly subscription at any time. Access will continue until the end of the current subscription period. Should Fika Stocks dissolve or cease operations, customers will receive a 30-day notice.

PRIVACY

We are dedicated to protecting your privacy. The information we collect, especially email addresses, is used solely to fulfill and deliver orders as part of our service commitment. We may also use your email to promote our other products/services, from which you can opt out at any time by using the unsubscribe link provided in our emails. Please refer to our Privacy Policy for more information.

SUPPORT

Customer support is available through Instagram DM’s or to registered users via email at fikastocksinfo@gmail.com. Please use the subject line “Support.” We are not responsible for technical issues related to your access, device, or location.

DISCLAIMER

The information provided on the Website is offered “as is” without any representations or warranties, express or implied. We are not liable for any damages arising from your use of the website or its products.

INTELLECTUAL PROPERTY

Unless specifically stated otherwise, the website and its content are the proprietary property of Fika Stocks, protected by copyright and trademark laws.

TERM AND TERMINATION

We may terminate or suspend your access to the website, services, and/or products at any time, with or without notice or cause. You may discontinue using our services at any time. Account deletion requests will result in the removal of your data.

INDEMNITY

You agree to indemnify and hold harmless Fika Stocks and its affiliates from any claims, damages, liabilities, and costs arising from your use of our website or products.

CHANGES TO TERMS

We reserve the right to modify these terms at any time. Continued use of the services/products after any changes indicates your agreement to the new terms.

SEVERABILITY

If any part of these terms is found to be unenforceable, the remaining terms will continue to be in effect. Failure by us to enforce any of these terms does not constitute a waiver of our rights.

APPLICABLE LAW AND JURISDICTION

These terms are governed under Canadian law, and any disputes related to these terms will be subject to the jurisdiction of the courts of Canada.

ENTIRE AGREEMENT

These terms constitute the entire agreement between you and Fika Stocks regarding your use of the website and products, superseding all previous agreements.

CONTACT US

For questions or further clarification about these terms or our services/products, please reach out to us at fikastocksinfo@gmail.com.